What is Insurance Inspection Report?
Buying a home is one of the most important purchases that one will ever make. It is therefore very important to ensure that the property that you intend to buy is in good condition with no major problems. An insurance inspection report is a report generated by the insurance company regarding the details of the specific risk of a particular property. For instance, an older property is prone to more repairs than a newly built house. Insurance inspection report is very important because it helps insurance companies to effectively analyze the value and risk of a property. It helps to avoid instances where insurance companies assume much risk at lower price causing them to make loses.
So have been asked to have your home inspected for a new home insurance policy?
If yes then don’t be surprised. The main reason you have been asked is that they want to ensure that your home is insured properly. It also ensures that the insurance policy coverage actually reflects the cost required to rebuild a new home in the unlikely event where your home is totally destroyed. The insurance inspection reports usually consist of a visual survey of the following key component. They include the roof, heat, ventilation, and air conditioning (HVAC), electrical, and plumbing. Insurance companies expect that the condition of the above-listed components to be working as specified by the manufacturer.
What To Expect When You Hire Our Services?
- Comprehensive insurance inspection report
We believe in giving our esteem clients quality services that match their expectations. When you hire our services, you should expect comprehensive and impartial inspection services that reflect the true value of your property or one that you intend to purchase. Our highly committed and experienced inspection officers who have been stated satisfied will ensure that the inspection is conducted objectively to ensure that the insurance company offers you exactly what you deserve. We will conduct a thorough inspection of the property to assess its current condition. We will also identify components that are not performing as required as well as tell you things that are near the end of their life.
“Exceptional Work! We live out of state and John Hart performed the home inspection without us being onsite. He called us that day and provided us with an update which included pictures and gave us a full report within 24hrs. John is very professional and we would highly recommend his business.” – Review of Ocean Breezes Home Inspections By Lauren Radil
- We will alert you to all possible defects
Our highly skilled inspectors will not only inspect your home but will also alert you to possible defects the property may have. This is very important especially if you want to buy a new house because it will help you know the current condition of that particular property. You can either discuss with the seller to do necessary repairs or negotiate a better price after we have given you a quote on the type of repairs that are needed. If the seller chooses to conduct repairs, we will inspect to verify if the repairs have been done according to the required standards before we advise that you proceed with the purchase.
- Convenient appointment
We understand that you may have a busy schedule. That is why we allow a convenient appointment that fits your schedule including during weekends and evenings. We are here to help you get value for your money. We will work closely with you and other relevant stakeholders to ensure that we deliver a comprehensive insurance inspection report that covers all vital components of the property. This will help you make an informed decision.